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Terms of Service

Last updated: May 15, 2026

These Terms of Service ("Terms") govern your access to and use of the websites, content, products, and services provided by SMX2 Communications LLC, operating as Power Rating System ("we," "us," or "our"), including powerratingsystem.com and any related communications, paid memberships, or products (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

⚖ Important Notice

These Terms contain a binding arbitration agreement and a class action waiver (Section 14) that affect your legal rights. They also contain limitations on our liability (Section 13). Please read carefully. You may opt out of arbitration within 30 days of first accepting these Terms by following the instructions in Section 14.

01Eligibility

You must meet the minimum legal age in your jurisdiction to use the Services, including any minimum age required for participation in sports wagering or related activities under local, state, or national law. By using the Services, you represent that you meet these eligibility requirements and that your use of the Services is lawful where you reside. The Services are not directed at individuals below the legal age, and we reserve the right to refuse, restrict, or terminate access at any time.

02Account Registration

You may need to provide certain information (such as name, email address, and phone number) to access portions of the Services. You agree to provide accurate, current, and complete information and to keep that information up to date. You are responsible for safeguarding any login credentials and for all activity that occurs under your account. Notify us promptly at support@premiumpicks.com of any unauthorized use.

03Description of Services

Power Rating System provides sports-related content, including but not limited to daily sports analysis, commentary, video content, newsletters, and paid memberships. Content is delivered through our website, email, SMS, social media channels, and other distribution methods. Content is provided for informational and entertainment purposes only.

04Free Subscriptions and Communications

By subscribing to our free daily analysis or any other free content offering, you consent to receive emails, SMS messages, and other communications from us as described in our Privacy Policy. You may unsubscribe from email communications using the unsubscribe link in any email, and you may stop SMS messages by replying STOP to any text.

05Paid Memberships and Products

Types of Offerings

We offer a mix of recurring subscriptions and one-time purchases. The specific terms of each offering — including price, duration, what's included, and renewal behavior — will be presented to you at the point of purchase. By completing a purchase, you agree to the price and applicable terms displayed at checkout.

Auto-Renewal

Some subscription offerings automatically renew at the end of each billing period until cancelled. Whether a specific product auto-renews will be disclosed at the time of purchase. If a product auto-renews, your payment method on file will be charged at the then-current rate for the next billing period. You are responsible for reviewing the renewal terms applicable to each purchase.

Pricing and Payment

All prices are stated in U.S. dollars and exclude applicable taxes unless otherwise noted. We reserve the right to change prices at any time. For active subscriptions, price changes will take effect at the next renewal period. Payments are processed by third-party providers such as Stripe, PayPal, and other processors we may engage from time to time. You authorize us and our payment processors to charge your payment method for all amounts owed.

Cancellation

To cancel a subscription, email us at support@premiumpicks.com. Cancellation requests are processed as promptly as possible. Cancellation stops future renewals; it does not entitle you to a refund of amounts already paid except as set forth in our refund policy below.

Refund Policy

We offer refunds on internet (online) transactions within 60 days of the original transaction date. Refunds do not apply to:

To request a refund, contact support@premiumpicks.com with your order details. Refunds, when issued, are returned to the original payment method.

06SMS Communications

By providing your phone number, you consent to receive recurring text messages from us, including sports analysis, alerts, line moves, member updates, and promotional content. Message frequency is generally several times per week, though it may vary by season or news cycle. Message and data rates may apply. Reply STOP to any message to unsubscribe and HELP for assistance. Carriers are not liable for delayed or undelivered messages.

07Acceptable Use

You agree to use the Services lawfully and respectfully. You will not:

08No Guarantees; Information Only

The content we provide is based on our research, analysis, and experience, but sports outcomes are inherently uncertain. We do not guarantee any specific results, win rates, returns, or profits. Past performance is not indicative of future results. Any use of our content is at your sole discretion and risk. You alone are responsible for any decisions you make and for compliance with applicable laws in your jurisdiction.

09Responsible Gaming

Sports wagering involves risk. Only participate using funds you can afford to lose. If you or someone you know has a gambling problem, help is available 24/7. Call 1-800-GAMBLER or visit ncpgambling.org.

10Intellectual Property

The Services and all content we create — including text, graphics, logos, video, audio, and software — are owned by SMX2 Communications LLC or our licensors and are protected by U.S. and international copyright, trademark, and other laws. We grant you a limited, personal, non-transferable license to access and use the Services for your own personal use, subject to these Terms.

11Third-Party Links and Services

The Services may include links to third-party websites, products, or services that we do not control. We are not responsible for the availability, content, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

12Termination

We reserve the right, at our sole discretion, to suspend or terminate your access to all or any portion of the Services at any time, with or without notice, and with or without cause. Without limiting the foregoing, we may terminate your access for any reason, including but not limited to suspected fraud, abuse, non-payment, violation of these Terms, or conduct we determine in our sole discretion to be inappropriate. Upon termination, your right to use the Services ceases immediately. Sections of these Terms that by their nature should survive termination (including limitations of liability, indemnification, dispute resolution, and miscellaneous provisions) will survive.

13Disclaimers and Limitation of Liability

Disclaimers

Limitation of Liability

The limitations above do not apply to liability that cannot be limited or excluded under applicable law, including liability for gross negligence, willful misconduct, fraud, or claims that may not be waived under non-waivable consumer protection laws in your jurisdiction.

14Dispute Resolution; Arbitration; Class Waiver

Please Read Carefully

This section affects your legal rights. It requires you to resolve disputes with us through binding individual arbitration and waives your right to participate in a class action.

Informal Resolution

Before filing a claim, you agree to try to resolve the dispute informally by contacting us at support@premiumpicks.com. We'll try to resolve the dispute in good faith within 60 days.

Binding Arbitration

If we cannot resolve a dispute informally, you and we agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services (including their existence, breach, termination, enforcement, interpretation, or validity) will be resolved exclusively by final and binding arbitration, except that either party may bring an individual claim in small claims court if it qualifies.

The arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, as modified by these Terms. The arbitration will take place in Clark County, Nevada, or any other location mutually agreed to in writing, or may be conducted by telephone or video where allowed. The arbitrator's decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Class Action Waiver

You and we agree that any dispute resolution proceedings will be conducted only on an individual basis and not as a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than arbitration, both parties waive any right to a jury trial. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding.

30-Day Right to Opt Out

You have the right to opt out of the arbitration and class action waiver provisions by sending written notice to us within 30 days of first accepting these Terms. Your notice must include your full name, email address, mailing address, and a clear statement that you wish to opt out of arbitration. Send it to:

SMX2 Communications LLC
Attn: Arbitration Opt-Out
4501 Russell Parkway #22
Warner Robins, GA 31088

Opting out of arbitration does not affect any other provision of these Terms.

Survival

This section survives any termination of these Terms or your use of the Services.

15Indemnification

You agree to indemnify, defend, and hold harmless SMX2 Communications LLC and its affiliates, officers, employees, agents, partners, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms; (c) your violation of any law or third-party rights; or (d) any content you submit, post, or transmit through the Services.

16Governing Law and Venue

These Terms are governed by the laws of the State of Nevada, without regard to its conflict of law principles. Subject to Section 14, any dispute not subject to arbitration shall be brought exclusively in the state or federal courts located in Clark County, Nevada, and you consent to the personal jurisdiction of those courts.

17Changes to These Terms

We may update these Terms from time to time. When we do, we will post the updated version on this page and revise the "Last updated" date. Your continued use of the Services after changes are posted constitutes your acceptance of the updated Terms.

18Miscellaneous

Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Services.

Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

No Waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.

Assignment. You may not assign or transfer these Terms without our prior written consent. We may assign these Terms freely without your consent.

Force Majeure. We will not be liable for any delay or failure to perform resulting from causes outside our reasonable control.

Contact. Questions about these Terms? Use the contact information below.

Contact Us

For questions about these Terms of Service, contact us:

SMX2 Communications LLC

4501 Russell Parkway #22

Warner Robins, GA 31088

support@premiumpicks.com

(702) 308-0401

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